Loan eligibility calculator
Estimate how much you can borrow, based on your income and the EMIs you already pay.
Estimated home loan amount
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Fill in your details and press Calculate to see your estimate.
How the estimate works
- 1We take a part of your monthly income and subtract the EMIs you already pay.
- 2We work out the loan that the rest of your income can repay.
- 3For home and car loans, the amount is also limited by the property or car value.
This is an estimate, not an offer. The final amount depends on the lender's checks and your credit history.
Frequently asked questions
How is my eligibility worked out?
We take a part of your monthly income, subtract the EMIs you already pay, and work out the loan the rest can repay. For home and car loans, the amount is also limited by the property or car value.
Is this the amount a lender will approve?
No. It is an estimate. Each lender checks your credit history, income documents and its own rules before it decides.
Does this calculator affect my credit score?
No. The calculator does not check your credit report.
Which loans can I check?
Home loans, personal or business loans, and car loans. Pick the loan type at the top of the calculator.
What is a secured loan EMI?
An EMI on a loan backed by an asset, such as a home loan or car loan. It changes how much of your income can go towards a new personal loan, so tell us if you pay one.