Qualification proof (applicable only for Self Employed Professionals)
Income proof of salaried employees are payslips and bank statements
IDENTITY PROOF ( any one of the following) :
Copy of PAN Card
Copy of Passport
Copy of Driving Licence
Copy of Aadhaar card
Copy of Voter ID card
ADDRESS PROOF( any one of the following) :
Copy of Passport (Can also be used as proof of identity)
Copy of Aadhaar Card
Copy of Driving licence
Copy of Voter ID card
INCOME DOCUMENTS :
SALARIED CUSTOMERS :
Copy of latest three salary slips
Copy of appointment letter or Form No. 16 indicating proof of continuity in employment
Bank statements for the last 3 months
FOR SELF-EMPLOYED INDIVIDUALS :
Copy of last two year IT returns along with computation of income, Balance sheet and Profit & Loss a/c , audited reports ( in case of audited financials)
CA certified financials ( in case of unaudited financials)
Bank statements of last six months of the main business banking
In addition, there are some other common documents related to the Collateral based loans like LAP, Home loan which are also required :
Original title deeds of the property that is being offered as collateral to loan.
Property tax receipt.
NOC from society to create mortgage of the property.
