🏠Secured Loans with Residential Property as Collateral

Your home is more than just a place to live — it’s a powerful financial asset. We offer Loan Against Property (LAP) by accepting your house or residential property as collateral to provide secured loans. These loans are especially beneficial for self-employed individuals, helping them fund both business and personal requirements.

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Loan Against Property (LAP)

Unlock the Power of Your Property — Get a Secured Loan at Attractive Rates

Your property is more than just a place to live — it’s a valuable asset that can help you meet your financial goals. With our Loan Against Property (LAP), you can leverage the market value of your residential or commercial property to get a high-value secured loan at low interest rates.

Whether you’re a self-employed individual or a business owner, this is an ideal solution to fund your personal or professional needs — from business expansion and working capital to education, medical emergencies, or debt consolidation.

✅ Key Features of Loan Against Property

  • Loan Amount: ₹5 Lakhs to ₹5 Crores

  • Tenure: Up to 15 years

  • Interest Rate: Starting from 9.5% p.a.*

  • High Loan-to-Value (LTV): Up to 70% of property value

  • Flexible Repayment Options

  • Quick Approvals and Hassle-Free Disbursal

🌟 Benefits of LAP

  • Lower Interest Rates: Since it’s a secured loan, enjoy better interest rates than personal or business loans

  • Longer Tenure: Repay comfortably over extended periods

  • Large Loan Amounts: Get higher funding based on property value

  • Multiple Use Cases: Ideal for business, education, medical, wedding, or any high-value personal expense

  • Retain Property Ownership: Continue to use your property while availing funds

🧾 Eligible Applicants

  • Self-Employed Professionals & Business Owners

  • Salaried Individuals

  • Partnership Firms, Private Ltd. Companies, and SMEs

📄 Documents Required

  • KYC Proof (PAN, Aadhaar, Passport, etc.)

  • Income Proof (ITR, bank statements, salary slips or business financials)

  • Property Documents (Ownership proof, Title deed, NOC, etc.)

  • Address Proof (Utility bill, Aadhaar, Passport)

🏠 Eligible Properties

  • Residential Properties (Self-occupied or rented)

  • Commercial Properties

  • Mixed-use Properties (Case-to-case basis)

📢 Apply Now for Loan Against Property

Let your property work for you. Apply for a Loan Against Property online and get funds quickly with minimal paperwork and maximum flexibility.