Unsecured Business Loans Fuel Your Business Growth – No Collateral Required

Are you a small or medium-sized business owner looking to scale your operations, purchase inventory, or manage working capital without pledging any asset? Our Unsecured Business Loans offer a fast, flexible, and collateral-free funding solution tailored to meet your business needs.

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Key Features of Our Unsecured Business Loan

  • Loan Amount: ₹50,000 to ₹100 Lakhs

  • Tenure: 12 to 60 months

  • Interest Rates: Starting from 14% p.a.*

  • No Collateral Required

  • Quick Disbursal: Funds in your account within 48-72 hours*

  • Minimal Documentation & Hassle-Free Process

Benefits of Choosing Our Unsecured Business Loans

  • No Collateral Needed: Secure funds without risking personal or business assets.

  • Flexible Usage: Use the funds for expansion, equipment purchase, payroll, inventory, or marketing.

  • Fast Approvals: Pre-approved offers and instant loan decisions for eligible applicants.

  • Improves Cash Flow: Meet short-term business requirements easily.

     

    Overdraft (OD) Facility in Business Loans

    Manage Your Working Capital Flexibly with a Business OD Facility

    A Business Overdraft (OD) facility is a smart credit solution that empowers businesses to meet their short-term working capital needs without the burden of regular EMI payments. Whether you’re facing seasonal cash flow gaps, urgent vendor payments, or inventory purchases, our OD facility ensures that your business never runs short of funds.

What is a Business Overdraft Facility?

  • A Business OD Facility is a credit line linked to your current account, allowing you to withdraw more money than your actual account balance, up to a sanctioned limit. You pay interest only on the amount used, not on the entire limit.

     

    Key Features of Business OD Facility

    • Sanctioned Limit: ₹10 Lakh to ₹50 Lakhs

    • Usage-Based Interest: Pay interest only on the amount utilized

    • Revolving Credit: Reuse the limit after repayment

Eligibility Criteria

  • Age: 21 to 60 years

  • Business Vintage: Minimum 3 year of operations

  • Minimum Turnover: ₹100 Lakhs annually

  • Applicant Type: Self-employed professionals, traders, retailers, manufacturers, service providers

📑 Documents Required

  • KYC Documents (PAN, Aadhaar)

  • Business Registration Proof

  • Bank Statements (Last 12 Months)

  • ITR & Audited Financials (Past 2 Years)

🚀 Why Choose Us?

  • Trusted by 10,000+ small businesses across India

  • Transparent charges, no hidden fees

  • Dedicated relationship managers

  • 100% digital process

🔍 Common Use Cases

  • Inventory purchase during peak season

  • Business expansion or renovation

  • Hiring staff or managing payroll

  • Equipment or machinery purchase

  • Marketing & advertising campaigns

📢 Apply Now for an Unsecured Business Loan

Don’t let lack of collateral stop your business from growing. Apply for a quick and easy collateral-free business loan and take your business to the next level

Apply Now