Get Your Instant Personal Loan with First Adviser
Quick financial assistance without collateral, ideal for your planned and emergency expenses.
What is a Personal Loan?
A personal loan is a popular unsecured loan option offered by leading banks and NBFCs in India. It provides quick financial assistance without the need to pledge any collateral, making it ideal for both planned and emergency expenses.
Benefits of Personal Loans
• No Collateral Personal Loan
Get funds without mortgaging assets like property or gold.
• Instant Personal Loan Approval
Minimal documentation and fast processing mean you get money when you need it most.
• Flexible Loan Usage
Use the loan amount for any personal requirement—medical emergencies, wedding expenses, home renovation, education, travel, or debt consolidation.
Personal Loan Eligibility Criteria
To apply for a personal loan online, lenders usually consider the following:
- • Employment type (salaried or self-employed) and category of Employer.
- • Minimum monthly income
- • Age and work experience
- • Credit score and repayment history
- • Location and employer profile
A high credit score and stable job increase your chances of low interest personal loan approval.
Top Uses of Personal Loans
Personal loans are multipurpose and can be used for:
- • Wedding Loan – Fund marriage-related expenses stress-free.
- • Home Renovation Loan – Upgrade or repair your home.
- • Debt Consolidation Loan – Combine multiple debts into one.
- • Travel Loan – Plan your dream vacation.
- • Medical Loan – Handle emergency healthcare needs.
- • Education Loan – Pay for higher studies or professional courses.
There are no restrictions on personal loan usage, offering complete flexibility.
Get Your Instant Personal Loan with First Adviser
Get an instant personal loan with attractive interest rates, flexible repayment tenure, and zero collateral. Check your eligibility and apply in minutes.
Personal Loan features of First Adviser
Instant Personal Loan up to ₹50,00,000
Get access to instant personal loans up to ₹50 Lakhs with fast approval and competitive
Loan Tenure & Interest Rates
Get flexible Loan Tenure starting from 6 months to 84 months and attractive and competitive rate of interest.
Flexible repayment options from 6 months to 7 years.
Fast & Easy Approval Process
- • Instant approval in under 2 minutes
- • Minimal documentation required
- • Fully digital application process
Other Applicable Charges
- • Processing Fee: Starting at 1.0% of the loan amount
- • Overdue Charges: Starting at 2%
Transparent fee structure. No hidden costs.
Loan Repayment Example
If you borrow ₹4.5 Lakhs at an interest rate of 12% for a tenure of 5 years (60 months), your monthly EMI will be approximately:
₹10,010
To get a detailed breakdown or to use our EMI calculator, [click here].
Key Highlights
Personal loans are multipurpose and can be used for:
- • Loan amount: ₹50,000 – ₹75,00,000
- • Tenure: 6 to 84 months
- • Interest Rate: Starting from 10.50% p.a.
- • Instant approval in < 2 minutes
- • 100% online application and disbursal
Get Your Instant Personal Loan with First Adviser
Experience quick disbursal, flexible terms, and low interest rates. Whether it’s a medical emergency, wedding, education, or travel — we’ve got you covered. Fast, Simple & Hassle-Free Personal Loans, We understand your time is valuable — that’s why we’ve streamlined the entire loan process to be as fast and easy as possible.
Minimal Documentation
Applying for a personal loan is now quick and paperless. Just submit a few essential documents, and if you meet the eligibility criteria, we’ll create a customized loan offer for you — often within the same day.
– SimpleKYC
– Incomeproof
– Bank statements
Why Borrowers Prefer FIRSDT ADVISER ?
- Smart, AI-driven approval.. Instant eligibility check
- 100% digital journey
- Transparent terms — no hidden charges
- Minimal paperwork
- Multiple offers in one place
- Real-time tracking and support
Benefits of FIRST ADVISER Personal Loan
Personal loans are multipurpose and can be used for:
At FA, we use a powerful credit-decision engine that analyzes thousands of data points in real-time to connect you with the best personal loan offers at the most competitive rates.
Here’s why choosing FA Loan is a smart financial move:
Key Benefits
Flexible Repayment Tenure
Choose a repayment period that suits your financial comfort—whether it’s short-term or long-term.
Compare & Choose the Lowest Interest Rate
Access personal loan offers from top lenders across India and select the one with the lowest interest rate tailored to your profile.
24×7 Online Assistance
Our support team is available round-the-clock to help you at every step of the loan application process.
Fixed Interest Rate Throughout the Tenure
Enjoy predictable EMIs with a fixed rate of interest — no fluctuations or surprises.
No Collateral or Security Required
Our loans are completely unsecured — you don’t have to pledge any asset or provide guarantors.
Lightning-Fast Disbursal
Personal Loan Eligibility Criteria
Personal loans are multipurpose and can be used for:
Before applying, it’s important to understand the personal loan eligibility requirements. These criteria help lenders determine your loan approval, loan amount, interest rate, and repayment tenure.
We offer personal loans to both salaried and self-employed individuals with tailored eligibility checks.
For Salaried Individuals
Eligibility Criteria | Details |
Minimum Age | 21 years |
Minimum Net Monthly Income | ₹12,000 |
Loan Amount Range | ₹5,000 to ₹75,00,000 |
Applicable to individuals working in private companies, public sector, or government jobs.
For Self-Employed Individuals
Eligibility Criteria | Details |
Minimum Age | 25 years |
Minimum Net Monthly Income | ₹25,000 |
Loan Amount Range | ₹50,000 to ₹1,00,00,000 (₹1 crore) |
Applicable to business owners, professionals (doctors, CAs, etc.), freelancers, and entrepreneurs.
Additional Factors Considered
– Credit Score (CIBIL Score)
– Repayment History
– Banking and Employment Stability
– Existing Loan Obligations
Maintaining a strong credit profile and steady income significantly increases your chances of approval and getting better interest rates.